After incremental changes in the intervening years , on january 1 , 2004 , the pboc further extended the upper limit of renminbi - denominated lending rates , except for mortgages and policy loans , to no higher than 70 % of the benchmark rate 经过期内历年调升之后,于2004年1月1日,中国人民银行再将人民币借款(按揭及政策性贷款除外)的利率上限提高至不超过基准利率70 % 。
Nevertheless , with the real interest rate remaining low at less than 0 . 4 % ( based on the benchmark lending rate of 5 . 58 % , and cpi inflation at 5 . 2 % ) , the impact of the mild interest rate hikes on industrial production is expected to be minimal 不过,在实际息率保持于0 . 4 %以下低位的情况下(以贷款基准利率为5 . 58 %及cpi升幅为5 . 2 %计算) ,轻微加息对工业生产的影响料将甚小。
By yesterday , traders in futures markets were pricing in about a 60 percent chance that the fed will leave its benchmark rate unchanged tuesday at 5 . 25 percent , and about a 40 percent chance it would raise the rate to at least 5 . 5 percent 到昨天为止,交易商在期货市场上有望上升60定价,联邦储备局将不改变.星期二5 . 25的基准利率,至少有40的机会至少上升利率5 . 5 。
In 2003 , to reform the mean of postal deposit . in 2004 , to increase the up limit on the base of down limit of lending rate float range of financial institution . which means , on the benchmark of 2004年10月28日,央行上调了人民币基准利率,其中更加引人注意的是,在上调利率的同时,放宽了金融机构贷款利率的浮动区间,准许商业银行可以下调存款利率,放开贷款利率上限和存款利率