" the increasing proportion of loans in negative equity being priced at below prime reflects the fact that the banks have been willing to refinance or restructure loans for homeowners in negative equity . 尽管如此,负资产住宅按揭贷款未偿还总额并没有上升。负资产贷款的利率低于最优惠利率的比例不断增加,反映银行乐意为负资产业主转按或重组贷款。
" the ratio of mortgage loans granted at below the best lending rate rose significantly in march , reflecting that the mortgage price war among banks has become more acute . " said mr y . k . choi , acting deputy chief executive of the hkma 金管局署理副总裁蔡耀君表示:月份以低于最优惠利率批出的按揭贷款比率大幅上升,显示银行间的按揭业务竞争已加剧。
Therefore , the cbc is taking the 10 preferential policies , something developed to sharpen its edge over the foreign opponents , in an effort to raise its share in the private car loans , from 30 % to 50 % and even more 因此,建行的十大举措也同样是为了简化手续和提供优惠利率,希望此举能使该行的汽车贷款占个人消费信贷的比重从原来的三成提升至五成以上。
You can enjoy privileged rates on personal loan , personal overdraft , new car financing , various insurance packages and unit trust subscriptions . more benefits and services are offered to hkaat cardholders by the bank of east asia 东亚银行为你设计一系列个人理财服务,包括私人贷款、私人透支、汽车分期、各类型保险及认购单位信托基金,让你专享优惠利率
In order that they can benefit from lower mortgage interest rates , recently driven down by competition from well above to well below best lending rate , we have to address the risks the banks are exposed to 由于竞争激烈,近期按揭利率被推至大为低于最优惠利率。若要让负资产按揭的借款人也能享受较低的按揭利率,我们就要解决银行因负资产按揭所承担的风险。
Yet a change in the prime rate is normally brought about by a change in the fed funds target rate in the us and the corresponding and immediate change in our base rate for accessing hong kong dollar liquidity through the discount window 然而,促使最优惠利率变动的原因,通常是美国联邦基金目标利率变动,以及本港贴现窗提供港元流动资金的基本利率即时作出相应调整。