Under the pilot scheme , the hkmc agrees to purchase from each of the two participating banks up to 250 million of the eligible fixed rate mortgages during the 6 - month pilot scheme period 根据此项为期个月的试验计划,按揭证券公司承诺分别向该两家参与银行购入最高总值亿元的合资格定息按揭。
Starting today 1 june 1999 , the hkmc buys fixed rate mortgages with fixed terms of 1 year and 2 years in addition to the 3 - year tenor currently available under the fixed rate mortgage programme 自今日年月日起,除目前在定息按揭计划下的年期外,按揭证券公司还会购买年和年期的定息按揭。
Kmc will make use of the fixed rate funds from debt issuance to purchase fixed rate mortgages originated by the banks and hence will not be exposed to the risk of interest rate mismatch 按揭证券公司副主席任志刚表示:按揭证券公司将利用发行债券所得的定息资金购入银行手上的定息按揭,避免承受利率错配的风险。
The hkmc plans to pre - commit a total of hk 3 . 5 billion for the purchase of fixed rate mortgages during the six - month period from mid - september 1998 to mid - march 1999 an technical note on the regular programme is at 按揭证券公司计划就年月中至年月中的个月期间购买的定息按揭贷款,预先承诺购买合共亿港元
The participating banks also will not be exposed as the mortgage corporation will buy the fixed rate mortgages from them soon after origination on a loan by loan basis , ? said mr . joseph yam , deputy chairman of the hkmc 参与银行方面,由于按揭证券公司在它们借出定息按揭贷款后不久便会逐一购入这些贷款,因此它们也毋需承担风险。
The banks will originate fixed rate mortgages at an interest rate to be specified by the hkmc from time to time . the mortgages will be purchased by the hkmc on a loan by loan basis soon after origination 该两家银行会按照按揭证券公司指定的息率提供定息按揭,按揭证券公司会在参与银行借出定息按揭贷款后不久便逐一购入这些贷款。
The hkmc is well - placed to promote such mortgages as it can use the fixed rate funds tapped from institutional investors such as pension and insurance funds to acquire fixed rate mortgages from banks 在这方面,按揭证券公司将掌握有利条件,利用机构投资者如退休及保险基金手上的定息资金,购入银行的定息按揭,藉此推广定息按揭贷款服务。
The expansion of the fixed rate mortgage programme and the launch of our mortgage insurance programme have made significant strides towards simplifying and accelerating the home purchasing process , " he added 曾荫权补充说:对按揭证券公司在促进置业方面的贡献,本人特别感到欣慰。透过扩展定息按揭计划,以及推出按揭保险计划,在简化及加速置业过程方面迈进一大步。
Mr norman chan , executive director of the hkmc , said , " with interest rates at historically low levels , the fixed rate mortgage products launched today will enable homebuyers to lock in a low mortgage rate for up to three years 按揭证券公司执行董事陈德霖先生说:现时的利息处于历史低水平,置合意9成定息按揭计划的推出可让置业人士把按揭利率锁定于低水平至最长3年。