asset ASSET = Association of Supervisory Staffs Executives and Technicians (英国)主管人员、行政官员及技术人员联合会。 n. 1.资产;财产。 2.有用的资源,宝贵的人[物]。 3.〔委婉语〕“星球大战”战备防御计划中全部武器的总称。 Good health is a great asset. 健康就是财富。 He is a most valuable asset to the firm. 他是公司的宝贵人材。 assets and liabilities 资产与负债。
The empirical analysis of data from five selected banks suggested that blr adjustments are largely determined by fed funds target rate fftr adjustments ; changes in liquidity conditions ; the blr - based liability - to - asset ratio of individual banks ; and the level of disequilibrium among blr , fftr and the risk premium of the hong kong dollar relative to the us dollar 5间银行的数据进行的实证分析显示,最优惠贷款利率的调整决定因素大致上为:联邦基金目标利率目标利率的调整流动资金状况的变化个别银行以最优惠贷款利率计价的负债与资产比率负债与资产比率,以及最优惠贷款利率目标利率及港元相对美元的风险溢价之间的失衡程度。
One kind of legal mandatory focuses on the financial rations , such as equity insolvency test , balance sheet test , liability / asset ratio , and cash flow test . another kind of legal mandatory focuses on the " stated capital " and fixed - ratio reserves fund . i pay much attention to the issue of " which part of the value can be distributed " 接近之处在于:采用法定资本的概念,法定了最低注册资本,强制计提资本公积金和盈余公积金,以维护公示资本,并在公示资本之外增加对债权的担保,以及限制实缴出资的分配,限制减资分配和股票回购,倾向于把可分配的价值限定于利润、限定于资本的增值部分。
We need to bereave of and adjust the risk assets , deal with bad assets , bring down the risk assets ratio , and increase the risk mitigating factors . what more important is to build a road adaptable to improve the capital adequacy ratio , according to the development of the risk management of the international banks and the need of basel , we should establish comprehensive risk management and improve risk measure technology . economic capital management has been theoretically and empirically testified for its critical role in managing risk in banking system 一方面既要积极以各种手段剥离与调整风险资产,加大处理不良资产,降低风险资产权重,增加风险释缓作用;另一方面更重要的在未来发展中制定适合我国银行提高资本充足率的路径,根据国际银行业风险管理的发展趋势以及《新资本协议》的要求,尽快建立一套既能与国际银行业接轨又适合我国银行业的全面风险管理体系,努力提高风险识别和量化管理的水平;实施经济资本预算管理,在各级行建立资本有偿使用机制,强化资本对资产业务和风险资产扩张的硬约束,促使各级行大力拓展低风险、高收益的资产业务和中间业务,不断提高自身资本积累能力。