The six - month pilot scheme for promoting fixed rate mortgages is due to expire in mid - september 为期个月的推广定息按揭贷款试验计划,将于月中到期。
Mortgage purchasing criterion for the fixed rate mortgages originated under the pilot scheme are as follows 按指揭证券公司对根据试验计划提供的定息按揭所定的购买准则如下:
The hkmc has made some modifications to its mortgage purchase criteria to cater for the purchase of fixed rate mortgages 为配合购入定息按揭的计划,按揭证券公司已修改其购入按揭的部分条件。
Market conditions have turned more favourable for fixed rate mortgage products as interest rates are expected to bottom - out in the near term 由于预期息口将于短期内见底,市场情况对定息按揭产品将更为有利。
As far as fixed rate mortgage loan ( frm ) is concerned , as a financial instrument with long history , its structure is not complicate 固定利率住房抵押贷款作为传统金融产品有较长的历史,其结构也并不复杂。
" banks offering fixed rate mortgage products need to ensure that adequate controls are in place to manage the associated interest rate risk . 提供定息按揭产品的银行,应确保已制定适当的管控措施,妥善管理有关的利率风险。
Banks are constrained in their ability to originate fixed rate mortgages given the short - term and floating rate nature of their funding sources 一向以来,银行资金来源多属短期及浮息性质,因此在提供定息按揭贷款时遇到限制。
The borrowers must decide on which option they will take at the origination of the fixed rate mortgages and the option , once chosen , is irrevocable 借款人必须在借取定息按揭贷款时就决定选取那一项选择,一经选定后,不得撤回。
The hkmc has given a pre - commitment to the two participating banks to purchase from each of them up to 250 million of the eligible fixed rate mortgages 按揭证券公司预先分别向两家参与银行承诺购入最高达2 . 5亿元的合资格定息按揭贷款。