The proposed new framework consists of three pillars : minimum capital requirements , which seek to develop and expand on the standardized rules set forth in the 1988 accord ; supervisory review of an institution s capital adequacy and internal assessment process ; and effective use of market discipline as a lever to strengthen disclosure and encourage safe and sound banking practices 另外,在该种情况下,规定20的比例太高了,合适的比例应该是不超过1或者2 。至于说其它的一些事项,例如在正常的商业活动中所发生的损失,应该作为一种例子,在本条第5项中加以规定。
He also said at the hkma the policy - setting stage is nearly complete and rule - making is in progress . at the core of the briefing , mr simon topping , the hkma executive director banking policy , discussed the underlying objectives of basel ii of encouraging development of higher risk and capital management standards and enhanced disclosure , which lie beyond mere regulatory compliance with the minimum capital adequacy ratio 在简报会的重点讨论部分,金管局银行政策部助理总裁唐培新指出,资本协定二的主要目的是推动认可机构制定更高的风险及资本管理标准,并增加资料披露,这远超过仅限于要求认可机构遵守最低资本充足比率的监管规定的层面。
In june , 2004 , the basel committee released the final version of the new framework , which bases upon three pillars : minimum capital requirements , supervisory review process , and market discipline . it covers the credit risk , the market risk , and the operational risk . and its core is irb 2004年6月巴塞尔委员会公布了《新巴塞尔协议》的最终稿,新协议以信用风险、市场风险、操作风险为范畴,以内部评级制度为核心,以最低资本要求、外部监管、市场约束为三大支柱,为全球银行监管提供了新的标准。
Minimum capital is a concept used in corporate law and banking regulation to stipulate what assets the organisation must hold as a minimum requirement. The purpose of minimum capital in corporate law is to ensure that in the event of insolvency or financial instability, the corporation has a sufficient asset base to satisfy the claims of creditors.