Now in international the risk supervision on multinational banks is basically in line with basel accord that includes minimum capital , supervisory review and information disclosure . the prudent supervision on foreign banks mainly includes : 1 ) asset liability proportion management , 2 ) business restriction on foreign banks 对外资银行市场退出的监管方面,由于外资银行作为面向公众的金融机构,其退出涉及面广、影响大,如处理不好可能引起社会问题,乃至系统风险。
This accord regards " minimum capital requirement , supervisory review process , market discipline " as its props , provides a series of scheme of deal with credit risk , market risk and operation risk , displays t sufficiently the newest achievements about risk management and the newest change of supervision practice and have the appropriate foresight 该协议以“最低资本要求、监管部门的监督检查和市场约束”为三大支柱,提供了处理信用风险、市场风险和操作风险的一揽子方案,充分体现了风险管理的最新成果以及监管实践的最新变化,具有相当的前瞻性。
After the analysis of present system of company ' s capital formation in our country , the essay thinks ( 1 ) the limitation of minimum capital must be scientific and reasonable ; ( 2 ) the range of assets out of cash to pay the subscribed capital should be perfected ; ( 3 ) because there is obvious deficiency and imbalance on shareholders " liabilities to the breach of agreement on investment , relevant systems should be constructed and consummated 在分析了我国现行公司资本形成制度后,认为: ( 1 )我国最低资本的限定必须科学合理; ( 2 )有关现物出资的范围有待进一步完善,应适度提高无形资产出资的比例限额,并应增加债权出资的风险防范机制; ( 3 )现行公司法在股东出资违约责任体系方面存在着明显的欠缺与失衡,应着力建立和完善相应的制度。
The main proposals include reducing the asset size criterion for overseas - incorporated bank applicants , reducing from ten to three years the period of operation as a restricted licence bank or deposit - taking company to upgrade to licensed bank status , and increasing the minimum capital requirement for locally incorporated bank applicants 主要建议包括:降低境外注册银行申请人的资产额要求、将有限制牌照银行及接受存款公司升格为持牌银行所需的期限由10年缩短至3年,以及调高本地注册银行申请人的最低资本要求。
In china , experts in laws ever studied company credits , who claimed that company credits included human credits and capital credits , and that " capital credits are the soul of a capital company " . in company law of the p . r . china and securities law of the p . r china , both legal actual capital system and legal minimum capital limits embody the theory 我国法学界对公司信用有所探讨,认为公司信用的基础包括人的信用和资本信用,而“资本信用是资本企业的灵魂” ,这种理论在我国《公司法》和《证券法》中体现为法定实收资本制和法定最低资本限额。
Minimum capital is a concept used in corporate law and banking regulation to stipulate what assets the organisation must hold as a minimum requirement. The purpose of minimum capital in corporate law is to ensure that in the event of insolvency or financial instability, the corporation has a sufficient asset base to satisfy the claims of creditors.