This is notwithstanding a continued compression in the net interest margin resulting from competition , which was partly offset by a continued increase in non - interest income 尽管市场竞争令银行净息差持续受压,但由于非利息收入持续增加,抵销了这方面的部分影响,从而使银行取得佳绩。
Competition for banking assets , in particular mortgages , has been so severe in the past couple of years that there is not much room left for the net interest margin to be further compressed 这也属意料中事。过去几年银行争取按揭贷款等资产的激烈竞争,已经大大减低净息差进一步收窄的空间。
Certainly , the net interest margin has been coming down under the pressure of competition and the efficiency of the banking system in financial intermediation has been on the rise , to the benefit of the economy 面对竞争压力,净息差一直收窄,银行体系的金融中介效率亦一直提高,这些无疑都对整体经济有利。
The remuneration takes the form of the net interest margin , that is , at the risk of over simplifying it , the net difference between the deposit interest rates and the lending interest rates 作为中间人的银行既要承受风险,便理所当然收取净息差作为报酬,而简单来说,净息差就是存款利率与贷款利率之间的差距。
Net interest margin (NIM) is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their (interest-earning) assets. It is similar to the gross margin of non-financial companies.
net interest marginとは意味:純利子差益 net interest margin meaning:[Business] noun [U,C] (abbr NIM ) ( Accounting ) the difference between the amount of interest paid on money borrowed and the amount of interest received from money that has been lent,...