China ' s banking industry is transforming from relationship banking to price banking , which will lead banks to give more credit to the borrowers and projects with low risk and high return . as s result , the credit of vulnerable borrowers will be much more rationed . the relationship between banks and customers will be substituted with contract interests , and removing the interest cap can drive banks to compensate risk with higher interest only if the corporate governance of both banks and enterprises stays in a state of scientific check and balance 论文探讨了银企关系、抵押品与信贷配给的关系,主要结论有:中国银行业正在经历从关系银行业到价格银行业的转变,这一转变将使银行贷款向风险低、收益高的借款者或项目倾斜,弱势借款者可能更加遭受信贷配给;只有当银行和企业的公司治理结构都比较健全时,银企关系才可能在很大程度上被交易合同中的利率变化所替代,也只有在这种情况下,利率市场化才能使银行有可能用提高利率来补偿贷款风险,从而一定程度降低信贷配给的程度;提高社会诚信环境,明晰产权并完善财产交易制度,有助于缓解信贷配给状况。
If is the housing loan outside of loan of , issued physically from the loan from day , each and full ( month / quarter / year ) adjust this contract interest rate , in adjust the next day of the day rose to press to correspond a performance of the interest rate file to adjust empress of interest rate , the interest rate floats the level to press 2 . 1 engagement performances 如果是住房贷款以外的贷款的,自贷款实际发放日起(分笔发放的以第一笔贷款发放日为准) ,每满(月季年)调整本合同利率,于调整日的次日起按相应利率档次执行调整后的利率,利率浮动水平按2 . 1条的约定执行。
contract: vt.,vi. 1.收缩,紧缩;(使)皱起。 2.(使) ...interest: n. 1.利害关系,利害;〔常pl.〕 利益。 2.趣味 ...interest in contract: 合约权益contract interest rate: 约定利率contract of life interest: 终身权益契约contract rate of interest: 票面利率; 约定利率interest rate contract: 利率合约interest rate futures contract: 利率期货合约under contract interest: 依约定利息contract interest rate, stated rate: 票面利率and interest: 及利息be of interest: 有趣in the interest of: 从的利益出发; 为了, 为了...的利益; 为了...利益; 为了…的利益,为了; 为了…的利益,为了interest: n. 1.利害关系,利害;〔常pl.〕 利益。 2.趣味;感兴趣的事。 3.兴趣,关注;爱好。 4.重要性;势力;影响。 5.利息;利率。 6.权利;股份,所有权;事业;财产。 7.行业。 the public interests 公众利益。 It is to your interest to give up smoking. 戒烟对你有好处。 Know one's own interests 很精明,会打算。 Look after one's own interests 照顾自己利益。 Take the interests of the whole into account 顾全大局。 Vested interests 既得利益。 Feel [have, take] an interest in sth. 对某事感兴趣。 Feel [have, take] no interest in sth. 对某事不感兴趣。 It is of interest to note that 值得注意的是;饶有兴趣的是。 Place of interest 名胜。 A matter of considerable interest相当重要的事。 A matter of little interest 不大重要的事。 Have interest with sb. 对某人产生影响。 Lose one's interest with sb. 对某人失去影响。 Through interest 通过别人的援引。 Annual interest 年利。 Daily interest日息。 Compound interest复利。 Simple interest单利。 Buy an interest in 作…的股东,买…的股票。 The business interest商业界。 The landed interest地主。 The money interest金融业者。 The shipping interest航运界。 In the interest(s) of 为了…的利益,为了。 Lose interest 不再感兴趣,不再引起兴趣。 Make interest with sb. (从利害关系出发)施加影响于某人。 Take (an) interest in 对…感兴趣。 Sink one's own interests 不考虑自己的利益。 With interest 1. 带着兴趣(hear it with interest 津津有味地听)。 2. 附利息;加重(return a blow with interest 加重还击)。 3. 通过某种关系(obtain a position with interest 通过某种关系取得职位)。 vt. 使发生兴趣,使开心,使注意;使生关系,使有份儿。 Be interested in sth. 对某事有兴趣。 Can I interest you in a game of golf?你有兴趣和我打高尔夫球吗? Interest oneself in an enterprise 为某项事业奔走。 Interest sb. In an enterprise 使某人加入某项事业。 The person interested 关系人。 interest at will: 可随时及随意取消的权益interest in: 对...有兴趣no interest: 免付利息; 无保险利益of…interest: 有趣,有意思s interest: 对...失去兴趣with interest: 附利息; 有兴趣地, 带利息, 通过某种关系a contract: 打一份合同contract: n. 1.契约,合同。 2.婚约。 3.承包(合约)。 4.【法律】契约法。 5.【牌戏】定约,合约桥牌。 6.〔主英方〕月(季)票。 7.〔美国〕工作,事情。 8.〔美俚〕小恩小惠,贿赂。 It's a bit of a contract. 〔美国〕这是相当难的工作。 a bare contract 无条件契约。 a simple [parole] contract誓约。 a verbal [oral] contract口头约定。 be built by contract包工建造。 draw up a contract拟定合同。 contract drawing 承包施工图。 contract system 承包制。 contract work 包工。 make [enter into] a contract with 与…订约。 put out to contract 包出去,给人承包。 vt. 1.订(约),立(合同);约定。 2.订婚〔通例用被动语态〕,把…许配给 (to)。 3.结交(朋友等)。 4.招,患(病),染(恶习)。 5.负债。 contracted a bad cold 得了重伤风。 be contracted to 是…的未婚夫[妻]。 contract an alliance (with) 结盟。 contract a marriage with 与…订婚。 contract friendship with 与…交朋友。 contract oneself out of 订立契约免除…,照契约不必…。 vi. 订约;订婚;承包。 contracting parties 订约双方当事人。 High Contracting Parties [powers] 缔约国。 contract for labour and material 包工包料。 vt.,vi. 1.收缩,紧缩;(使)皱起。 2.(使)缩短;(使)缩小。 3.【语法】缩略,缩约。 contract one's brows 皱拢眉头。 contracting muscles 收缩肌。 contract in: 保证承担义务contract with: 承包not in contract: 不属本工程; 不在合同中; 非契约范围; 未订合同