From the availability doctrine in 1950 ' s to the asymmetric information of credit market after the middle of 1970 ' s , the credit rationing theory that provides the micro - basis of credit rationing has been lasting for more than half of a century . the application process of economics development in credit market constitutes the outline of the credit rationing theory 解释信贷配给现象的信贷配给理论在西方已经绵延了半个多世纪,从20世纪50年代在美国盛行的信贷“可能性学说”到70年代中期之后不完全信息下的信贷市场理论,理论经济学的发展在信贷市场上的应用构成了信贷配给理论的脉络。
As the reasons of origin of credit , first one is that as a kind of ethics criteria and reflected from the economic behavior , second one is that estate is necessary for the origin of credit , third one is that contract is the systematic basis of credit , also it ' s the outcome of repeated game 信用行为的产生有以下几个原因:一、人与人之间的信任心理是信用产生的伦理基础;二、产权制度的建立是信用行为产生的前提;三、契约制度是信用行为产生的制度基础;四、经济主体重复博弈的结果同样导致信用行为的产生。
basis: n. (pl. bases ) 1.基础;基底;台座;【 ...credit: n. 1.信用,信任。 2.名誉,名望,声望。 3.赞扬 ...credit for export on a consignment basis: 委托出口信贷do busienss on a credit basis: 凭信用交易a basis: 资格认证与水平鉴定提供一种基准basis: n. (pl. bases ) 1.基础;基底;台座;【地质学;地理学】坡基。 2.根据,基准。 3.主要成份;主药。 4.【数学】基。 On a production basis在大规模生产的基础上。 On what basis? 凭什么条件(雇佣等)? on the war basis按战时体制。 the basis of argument 论据。 the basis of assessment 课税标准。 on the basis of 以…为基础。 on a basis: 以……为基椿on a basis of: 以...为基础on basis of: 以……为基础on that basis: 在此基础上,以此为依据on the basis of: 根据,在…的基础上; 根据,在…基础上; 根据,在什么的基础上; 以为基础; 以……的基础; 在……基础上,根据……原则; 在……基础上,基于; 在…的基础上a credit to: 使...感到光荣be a credit to: 使...感到光荣, 给...争光credit: n. 1.信用,信任。 2.名誉,名望,声望。 3.赞扬,称许;光荣,功劳,勋绩,荣誉。 4.信贷;赊销;贷款;存款;债权。 5.【会计】贷方(金额)〔略 Cr.〕 (opp. debit)。 6.〔美国〕(某科目)学分及格证;〔俚语〕优等。 7.【商业】活支汇信,信用状 (=letter of credit)。 8.【美无】广告。 a man of credit德高望重的人。 an open credit(无担保)信用贷款;无条件活支汇信。 be a credit to 是…的光荣[功劳]。 be bare of credit 名誉不好,没有信用;没有名气。 be to sb.'s credit 是某人的光荣[功劳]。 deserve no credit 不足信,可疑。 do credit to sb.=do sb. credit 使某人大为光荣,增加某人的身价;证明某人具有某种才能或品质。 gain [lose] credit 得[失]信任。 get credit for 因…出名。 get the credit of 得到…的名誉[光荣] (The wrong man got the credit of it. 给别人抢了功)。 give (a person) credit for 把…贷给(某人),把…记入(某人)付方;把…归功于(某人),认为是…的功劳;认为当然有(某种性质等) (I gave you credit for more sense. 我以为你还要聪明一些(那晓得这样笨)。 I did not give you credit for such skill. 我没想到你有这个本事)。 give credit to 相信。 have credit at 有存款在;在…有势力[信誉]。 have credit for =get credit for. have credit with 对…有信用。 have the credit of =get the credit of. lose credit with sb. 失去某人的信任。 on credit 赊 (deal on credit 信用交易,赊账买卖)。 open credit with 和…开始信用交易。 place [put] credit in 相信。 reflect credit on 使…光荣,成为…的光荣。 take credit for =get credit for. take credit to oneself 把功劳归自己。 to sb.'s credit 在某人贷方,值得嘉奖[表扬],是…的光荣。 vt. 信用,信任;【会计】记入贷方;归(功于某人);〔美国〕发及格证给(学生)。 He is credited with the invention. 这个发明是他的功劳。 credit (sb.) with (an amount a quality) 把(某数)记入(某人)账户的贷方,记入为(某人)存款;相信(某人)具有(某性质)。 credit (an amount success) to (sb.) 把(某数)记入(某人)账户的贷方;把(成功)归(某人)。 credit with: 把…记入贷方; 可归功于no credit: 不赊购; 不赊欠, 无信用; 概不赊欠; 现款交易of credit: 不可撤消信用证; 信用证未用余额; 致敬on credit: 赊帐, 赊欠买卖, 信用交易; 信用交易s credit: 买方信贷(进口)with credit: 以优异成绩.duale basis dual basis: 对偶基hilbert-basis hilbert basis: 希耳伯特基jordan-basis jordan basis: 约当基kanonischer basis canonical basis: 典范基a “ready” basis: 已定条件